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Side impact, or T-bone collisions, can be especially devastating. The severity of these crashes is due to both the design of cars (i.e., plenty of metal and crumple zones in the front and rear but little space for structure on the sides) and the speed at which they occur; however, even a low speed collision can cause extensive damage and injuries.
If you or a loved one suffered injuries in a Dallas side impact collision caused by a careless, distracted or negligent driver, you may be entitled to compensation. For help from a side impact collision lawyer in Dallas, call Lovins Law today at 214-484-1930.
Schedule a free, no-obligation case valuation, and get started on getting the money you deserve.
How can I get compensation after I suffered injuries in an Austin car accident?
The Other Driver’s Insurance
If another driver is at fault, victims of side impact crashes can collect compensation for their injuries and property damage through a third-party liability claim. Texas law requires all drivers in the state to carry a minimum amount of liability insurance for cases like this.
By law, the driver who caused your wreck should have at least $30,000 liability coverage to pay for your injuries and $25,000 to repair or replace your vehicle. Many drivers carry much larger polices, but it may take filing a claim or lawsuit to find out just how much insurance coverage they have.
In some cases, the other driver’s insurance will not be enough to cover all of your damages. Fortunately, you may have another option.
Your Own Insurance
Depending on the circumstances of your side impact accident and the type of coverage you have, you may also be eligible to file claims based on your own:
- Personal injury protection coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
Personal injury protection – or PIP – coverage provides a small amount of compensation for medical care and lost wages, no matter who caused your crash. This is often the quickest way to obtain compensation after a crash. If you do not carry PIP insurance, go buy it today. It is cheap and can come in very handy following a car wreck.
Uninsured and underinsured motorist coverage provide compensation if the at-fault driver does not carry liability insurance or does not have enough liability insurance coverage.
However, recovering what you need in either situation may be difficult. Insurance companies are businesses and will do what they can to protect their bottom line. To do so, they may attempt to place some or all of the blame for the accident on you, claim your injuries are not as severe as you say they are, or lowball your settlement hoping that you will accept whatever you can get your hands on.
The attorneys at Lovins Law will not let this happen. We know all the tricks the insurer might use and how to defend against them. We can manage all communication with the insurer to ensure that you do not accidentally jeopardize your claim.
How do I prove fault for the accident?
Because of the nature of side impact collisions, the at-fault driver is often easy to identify. An investigation into your accident may find that it occurred because a driver ran a red light, ignored a stop sign, or sped through an intersection. Distracted driving and drunk driving may also play a significant role in some crashes.
Regardless of how obvious you think the fault is, you must still prove the other driver:
- Had a duty to drive in a way that did not put you in danger
- Failed to uphold this duty
- Caused the crash due to his careless actions
- Caused your injuries in the crash
This evidence varies greatly on a case-by-case basis, but often includes:
- Police reports
- Reports from other first responders and eyewitnesses
- Accident reconstruction, if conducted
- Any video of the crash or images of the scene
- Pictures of injuries and property damage
- Expert witnesses
- Your medical records
Our attorneys can handle the evidence-gathering process to ensure you recover exactly what you need to bolster your case.
What types of damages can I recover?
In most cases, you can recover compensation to pay for all of your accident-related economic losses and a number of noneconomic damages, as well. This includes:
- The cost of medical treatment
- Rehabilitation expenses
- Current and future lost wages
- Car repair or replacement
- Car rental fees
- Pain and suffering
- Funeral costs
- Other accident-related financial damages
The attorneys at Lovins Law will always ensure that our clients get the highest settlement possible, whether that is through negotiations or a lawsuit.
Where can I get help with my claim?
Lovins Law will fight to protect your legal right to compensation after a Dallas side impact collision. We can help you get all the money you need to protect your family’s financial health during your treatment and recovery.
Call us at 214-484-1930 to schedule a free, no-obligation case evaluation today.