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Head-on collisions can be incredibly dangerous and often leave victims with devastating, life-altering injuries. Because both vehicles are usually moving at higher speeds in these crashes, the forces drivers and passengers experience in an accident are much higher than those in other types of car accidents.
Saving the life of a collision victim is expensive, and that is before you consider the costs of rehabilitation or any necessary ongoing care. When you add on lost wages and other accident-related expenses, financial burdens of treatment can lead a family into a financial crisis. This is scary situation, but you have options to recover compensation. Call a head-on collision accident lawyer in Dallas from Lovins Trosclair to discuss them: 214-484-1930.
Who is liable after a head-on collision?
Head-on collisions often occur due a lane departure or one motorist heading the wrong way on a one-way street.
The easiest way to identify a liable motorist after a head-on collision is through documentation of the crash that shows which driver crossed over the center line, leaving his or her lane.
Often, this occurs because of unintentional, but careless, behavior. The driver was too tired and fell asleep, was texting or otherwise distracted, or took a curve too fast. Drunk or reckless driving also often plays a role.
How can I get compensation for my accident-related losses?
Like most other states, Texas has auto insurance laws that require motorists to carry at least a 30/60/25 liability policy. Many drivers do carry larger liability policies than what is required, especially companies that require their employees to drive on our highways. This coverage pays for injuries suffered by victims of the crash or property damage to over vehicles up to the limits of the policy. Under a policy based on the state minimums, accident victims can collect up to:
- $30,000 injury coverage per person
- $60,000 injury coverage per accident
- $25,000 property damage per accident
If you can prove that the other driver caused your Dallas head-on collision, you can file a claim with that person’s insurer. This gives you the opportunity to recover compensation for your economic and noneconomic losses up to the maximum limit of that party’s liability policy.
In some cases, you may need to pursue compensation in another way, such as through a claim with your own insurance protection policies. We will investigate your claim and help you determine all of your legal options, weigh their benefits and drawbacks, and pursue the option that offers you the best chance at getting the money you need to pay for your injuries and damage.
How do I prove fault for a head-on collision?
Proving fault for a head-on collision is very similar to proving liability in any other car accident case. In order to win compensation in an insurance claim or a personal injury lawsuit, you must show that the other driver acted negligently. This requires meeting four elements, including:
- The other driver had a duty to drive according to certain laws and conventions
- He acted carelessly, failing to maintain his lane
- This action led to your accident
- You suffered injuries in the crash
In some head-on collisions, the evidence at the scene and the details mentioned in the police report are enough to effectively demonstrate that the other driver caused the accident. You will still want to collect as much evidence as possible to support your claim, however. This evidence could include:
- Pictures from the scene
- Pictures of the damage to your vehicle
- Eyewitness statements
- Testimony from accident reconstructionists
Once you prove the other motorist is liable, you will also need to prove your losses. This requires evidence to demonstrate the severity of your injuries, how they have altered your day-today life, and the money spent for treatment and rehabilitation. You may need to submit the following as evidence:
- Medical records
- Medical bills
- Proof of ongoing care costs
- Expert witnesses to testify about prognosis and future care
- Past pay stubs
- Documents to prove missed work
- Receipts for other accident-related expenses
What types of damages can I recover?
In a Dallas insurance claim or personal injury lawsuit, you can recover a wide variety of damages, such as:
- Emergency transport from the scene
- Surgical costs
- Other medical care
- Physical therapy, as well as psychological counseling
- Ongoing nursing care costs
- Current and future lost wages
- Body work to repair your car
- Replacement of a totaled car
- Car rental costs
- Other accident-related costs
In addition to your economic losses, the courts often award compensation for noneconomic losses. You may be able to recover money for the pain and suffering you experienced due to a Dallas head-on collision. Courts and insurers award this type of compensation to help you get the emotional healing you so desperately need after such a serious accident.
How can Lovins Trosclair help me?
Lovins Trosclair works with Dallas car accident victims to help them hold the at-fault driver liable for the devastating injuries they suffered in head-on collisions. We can get you the compensation you deserve, and help you reduce the financial and emotional stress weighing on your family.
Call our Dallas office today at 214-484-1930, and let us go to work for you.