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If you suffer from a disability that makes it impossible for you to work, Social Security disability benefits may be the only option for you to pay bills and care for your family. However, the process for obtaining Social Security benefits is often complicated and may require the knowledge and experience of a lawyer.
The Social Security Administration defines “disability” as an inability to perform “substantial gainful activity.” In order to qualify, you must meet the following requirements:
- Be unable to return to your current job
- Be unable to obtain other work because of your condition
- Have a disability that has lasted or will last for at least one year or result in death
There are many conditions listed under the Social Security Administration’s Listing of Impairments. This list also lays out the criteria that the Administration uses when evaluating your condition and whether you qualify.
To see the whole list of conditions and qualifications, visit ssa.gov/disability/professionals/ bluebook/listing-impairments.htm.
It is important to note that being diagnosed with a condition that is on the SSA’s List of Impairments does not mean automatic approval for disability benefits. Similarly, even if your impairment is not on the SSA’s list, you may still recover benefits if your condition is severe, will last 12 months or longer, will result in death, or prevents you from working.
There are two types of disability benefits from the SSA: Social Security Disability Insurance and Supplemental Security Income. Each has its own criteria to qualify, and the amount you receive depends on your average earnings over the course of your lifetime.
To learn more about Social Security disability claims and to get assistance when applying, call Lovins Trosclair today at 214-496-5224. We will work to get you the benefits you deserve.